If you are planning to buy a house or refinance the one you own, your credit score is of paramount importance and it is in your very best interest to know what your score is and to take whatever action you can to be sure it is as high as possible. If your credit score [...]

For people with bad credit, a new mortgage is definitely possible though it can be a little more difficult to get. Home mortgage rates will be higher and the terms tend to be more strict. For people with bad credit that already have a home, a second mortgage is probably the last thing they will [...]

A while back it was almost impossible to get approved for mortgage loans with bad credit. This is not the case any more. Bad credit mortgages, or subprime mortgages, are in great supply on the internet. A bad credit mortgage company relies on a credit score provided by one or all of the credit agencies [...]