If you are planning to buy a house or refinance the one you own, your credit score is of paramount importance and it is in your very best interest to know what your score is and to take whatever action you can to be sure it is as high as possible. If your credit score [...]

This February (2009) President Obama announced a housing and homeowner stimulus plan that will help over 5 million Americans avoid going into default on their mortgage or losing their homes to a foreclosure. This type of bad credit mortgage refinance loan will be available to eligible homeowners to help combat the economic situation that has [...]

For people with bad credit, a new mortgage is definitely possible though it can be a little more difficult to get. Home mortgage rates will be higher and the terms tend to be more strict. For people with bad credit that already have a home, a second mortgage is probably the last thing they will [...]

If you are looking for a subprime mortgage and have the added disadvantage of having recently gone through a bankruptcy, lenders will know you are vulnerable and many will use this to their own advantage, duping you into the highest rate they possibly can. In reality mortgage loan requirements after a bankruptcy are basically the [...]

A while back it was almost impossible to get approved for mortgage loans with bad credit. This is not the case any more. Bad credit mortgages, or subprime mortgages, are in great supply on the internet. A bad credit mortgage company relies on a credit score provided by one or all of the credit agencies [...]

You’ve got to admit, the term bad credit mortgages just sounds wrong. The fact remains they do exist and the truth is, they can be quite easy to get. There are cases when a mortgage is a good choice for someone with poor credit and there are cases when it not a good idea at [...]